What Documents Do I Need For A Mortgage Loan

Pre-Approval Loan Application Checklist

Before you start your home search, it is important to secure loan pre-approval. We recommend that you have the following information available when you meet with
Anthony J Marinaccio

All Applicants:

  • Employer information for the last 2+ years: name(s), address(es), phone numbers
  • Your home address for the last 2+ years
  • W-2 forms for all jobs in the last 2 years
  • Most recent 30 days of pay stubs, including year-to-date earnings
  • All filed tax returns for the last 2 years with all schedules – all pages
  • Most recent 2 months bank statements for all accounts – all pages
  • Most recent statement for any stocks, bonds, mutual funds, IRAs, 401Ks, etc.
  • Picture identification (drivers license, state I.D., etc.)
  • Non-U.S. citizens: resident alien card or U.S. visa

When Applicable:

  • Fully executed, seller signed, copy of sales contract with all riders and attorney information
  • Gift letter, fully executed
  • Divorce Decree
  • For each other property owned: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease
  • Bankruptcy discharge papers
  • Corporate tax returns for the last 2 years Applicable for Self Employed
  • Partnership returns for the last 2 years Applicable for Self Employed
  • Year-to-date profit-and-loss statement Applicable for Self Employed

Mortgage Documents for Anthony

Needed Materials for A Mortgage