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Okay, so you like to read – good! Here is a free copy of my book First Time, Second Time Buyer.

If you’re right smack in the middle of the age where you’re most likely to buy your first home, it’s also very likely you’ve entertained the thought of getting out of the rental market and owning your very own home. Lenders have determined the average age of the first time buyer is somewhere around 32 or 33 years old. That’s not by accident as there are specific factors that place the average age in the low 30s. Consumers in their early 30s have been employed for nearly a decade. During that time they’ve been renting. They’ve also established their credit profile well enough in order to receive an approval. Most loan programs ask there be at least three trade lines on an individual’s credit report. That means a car payment or a credit card or an installment loan of some sort. Keep Reading…

The definitive, easy to understand handbook specifically for those considering buying their first or even tier last home. Updated, independent advice on the mortgage process from start to finish in an easy-to-understand format.